INSURANCE AGENTS' ERRORS & OMISSIONS

Brownyard Programs now offers Errors & Omissions coverage, to Insurance Agents – because you help us to "Protect the Protectors", too!

Eligibility Requirements

  • Property-Casualty Agents
  • - Property-Casualty insurance must be the primary source of revenue (not Life & Health)
  • Minimum 2 Full-Time experienced insurance people in the firm

Coverage and Features

  • Broad Coverages & Features – including some features that aren’t offered by other programs, such as:
  • - Broad Definition of Professional Services
    - Consent-to-Settle Provision - Defense Costs In Addition To Limits
    - Damages including Punitive Damages (unless uninsurable by law)
    - Supplemental Reporting Period: Up to 10 years available!
    - Built-in 90-Day Extended Reporting Period

Limits
$1,000,000 to $5,000,000 aggregate (higher limits may be available, if needed)

Deductible
Minimum Deductible: $2,500

Premium
Minimum Premium: $2,500

Insurance Company
Lexington Insurance Company, which is rated A ("Excellent") Class XV ("$2 Billion or greater") by A.M. Best Company, Inc.