Brownyard Programs offers the finest General/Professional Liability Policy on the market to burglar/fire alarm and telecommunications companies throughout the U.S. The policy includes broad & comprehensive coverage for the many and varied types of operations and services provided by alarm and telecommunication companies big and small. And the policy contains no contract warranties.

Coverage

• General Liability - Basic premises/operations coverage including coverage for completed operations
• Professional Liability - Errors & Omissions coverage including coverage for financial loss & consequential damage
• Stop Gap Excess Liability
• Employee Benefit Liability
• Blanket Additional Insured
• Waiver of Subrogation
• Per Project Aggregate

Limits
Standard Limits: $1,000,000 per occurrence & $2,000,000 aggregate (Higher limits available)

Premiums
Premiums are based on annual sales
Minimum Premium: $2,500

Deductible
The minimum deductible is $2,500

Eligible Classes

• Sales, installation & monitoring of burglar/fire alarm systems
• Service & maintenance of fire/burglar alarm systems
• Telecommunications services including
• Telephone, cable & internet connection services
• CCTV & two way video dial tone security installation & monitoring
• Satellite TV installation & sales

Insurance Company
Lexington Insurance Company, which is rated A ("Excellent") Class XV ("$2 Billion or greater") by A.M. Best Company, Inc.